Structured Financial Infrastructure

Payments that keep delivery accountable

Every shilling, on the record. TumaBoda structures delivery payments end-to-end — wallet funding, automated rider payouts, cash and pay-on-delivery collection, and eTIMS-compliant tax records.

eTIMS Tax Invoicing (Zed by Riverbank)
Automated Rider Payouts
Payment Settlement
REAL-TIME SETTLEMENT
Flow Integrity
Pre-Funded Wallet & OTP Release

Funds released to rider automatically only after recipient OTP validation.

Merchant Wallet
Instant Top-Up
eTIMS Receipts
Zed Integration
How Money Moves

Structured payment flows end-to-end

Merchant Wallet Funding

Pre-fund delivery credit via M-PESA Paybill or bank wire for automated dispatch deduction.

Automated Rider Payouts

Instant automated rider settlement upon completion of OTP-verified delivery.

Pay-On-Delivery (COD)

Support for cash and mobile money collection at customer doorstep upon package inspection.

eTIMS Tax Invoicing

Instant digital tax receipts generated via Zed by Riverbank Solutions for accounting compliance.

Clean financial accountability for every delivery

Delivery only works when the financial side is clean and transparent. TumaBoda structures payments so businesses fund deliveries, riders get paid automatically upon verified completion, and every transaction generates audit-ready eTIMS tax records.

Tax & Financial Security

Records, tax compliance & security by design

Built so finance teams, tax auditors, and enterprise procurement can operate with 100% confidence.

eTIMS Tax Integration

Every transaction generates official, auditable tax receipts powered by Zed by Riverbank Solutions.

Immutable Audit Trails

Every wallet debit, rider payout, and customer collection is recorded with digital timestamps.

Controlled Financial Access

Strict role-based access control prevents unauthorized wallet withdrawals and unauthorized disbursements.

Frequently asked questions

Everything you need to know about TumaBoda payment flows and payouts.

How are riders paid?

Rider payouts are settled automatically from the merchant's pre-funded delivery wallet upon 4-digit OTP delivery verification directly into the rider's mobile money wallet.

Bring clean, accountable payment flows to your logistics

Start delivering with transparent wallet funding and automated rider payouts.